Looking to live on a golf course? This is the perfect home for you, but first, don't miss the Tour tab at the top of this listing for a full video walkthrough! This beautiful two-story rock and stucco home enjoys backyard views of the fairways at Glen Eagle Golf Club. Step inside to find a warm and welcoming interior filled with rich, lush colors. Warm dark woods and slate tile flooring create an inviting feel throughout the home. This 5-bedroom, 3-bathroom property offers an easy, functional flow and features one of the most spacious primary suites on the market. The en-suite bath includes double sinks, a separate soaking tub and shower, a private water closet, and a walk-in closet. The heart of the home is the open-concept kitchen and family room. Staggered cabinetry highlights the vaulted ceilings, complemented by granite countertops and stainless steel appliances. You'll love the oversized walk-in butler's pantry with charming barn-door access, perfect for extra food storage and keeping small appliances tucked away. The fully finished basement will quickly become everyone's favorite gathering space, complete with a built-in wet bar, room for a pool table, and the perfect setup for movie nights. Step outside and enjoy outdoor living at its best with a large newly finished deck and multiple patios, ideal for BBQs, morning coffee, or simply relaxing while watching a few amateur golfers try to play like the pros. Despite the prime golf course location, there is no HOA. A 4-car garage plus RV parking provides plenty of room for vehicles, toys, and storage. Conveniently located near shopping, schools, and freeway access, and just steps away from the golf course, this home offers the perfect blend of comfort, space, and location. Call now for your private showing. Square footage figures are provided as a courtesy estimate only and were obtained from County. Buyer is advised to obtain an independent measurement.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
