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3615 Greatwood Ct, Land O Lakes, FL 34639
3 beds · 2 baths · 1,492 sqft
Discover this beautifully maintained 3-bedroom, 2-bath home situated on an extra-large lot in the highly desirable Lake Padgett Estates community. Enjoy exclusive access to three ski-sized lakes, private parks, boat ramps, horse stables, golf cart friendly and more—perfect for those who love outdoor living and water activities. This home combines modern upgrades with a serene community setting—perfect for comfortable Florida living. Enjoy peace of mind with a brand-new roof (may 2025), newly installed energy-efficient dual pane windows, a new electrical panel (2022) with an RV outlet, new gutters, and a newer A/C unit (2018). Inside, the home features a bright, open layout with comfortable living areas and abundant natural light. The large dining area is ideal for everyday meals or hosting friends and family. The interior laundry room adds convenience, while generous closets throughout the home provide plenty of storage space. The primary suite includes its own en-suite bath and a spacious closet, while the two secondary bedrooms offer flexibility for family, guests, or a home office. The original garage has been thoughtfully converted into a versatile bonus room, ideal as an office, playroom, school room, or additional living space—giving you flexibility to meet your lifestyle needs. Step outside to a large backyard with endless possibilities—from entertaining to gardening or relaxing in your own private outdoor space. With no HOA and plenty of space for parking and outdoor enjoyment, this home offers both comfort and convenience in a unique, amenity-rich community. Don't miss this opportunity to own a move-in-ready home with access to everything Lake Padgett Estates has to offer!
Source: STELLAR #TB8393832
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8393832
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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