3605 Mount Pleasant Dr
Oklahoma City, OK 73110
4 beds · 2 baths · 1,446 sqft
$190,000
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OFFERING $ 5,000 TOWARDS BUYER CLOSING COSTS! Welcome to this beautifully remodeled, move-in ready hilltop gem in the highly sought-after Ridgecrest neighborhood! Perched above the street with panoramic views, this home instantly impresses with a spacious front porch and a stunning picture window that sets a majestic tone the moment you arrive. Inside, you’ll find a thoughtfully modernized layout with 4 bedrooms—one easily converted into a home office or study—1.5 beautifully updated baths, and a light-filled eat-in kitchen featuring a brand-new island, Travertine backsplash, and skylight. Unique touches like cedar-lined closets, a generous laundry room, and a tankless hot water heater add practicality and charm. The expansive backyard is fully fenced and perfect for entertaining or relaxing, featuring a covered patio, raised garden beds, and a storage shed that stays with the property. This home is nestled in Ridgecrest, one of Oklahoma City’s most established neighborhoods—originally so community-oriented that early homebuyers were once given a horse with their purchase. That spirit of charm and character still lingers today. Step outside and you’re just 1 mile from grocery stores, local coffee shops, and a nearby gym. Love the outdoors? You’re surrounded by 17 golf courses, two parks, and a fishable lake all within 10 miles. Craving great food? There are 45+ four-star Yelp-rated restaurants within 5 miles. Plus, the easy commute to Tinker Air Force Base makes this home ideal and yes, you can catch the annual air show right from your own yard!
Source: MLSOK #1171682
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Oklahoma City, OK 73110
4 beds · 2 baths · 1,446 sqft