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359 Eustace Rd, Stafford, VA 22554
5 beds · 4 baths · 3,632 sqft
Welcome to this beautiful 3-level home located in the highly desirable Park Ridge subdivision. This home is move-in ready. Kitchen floors are heated, nice feature for the winter! New oven, new refrigerator, refinished 6" wide hardwood flooring, new carpet, Luxury Vinyl Plank flooring in the basement added in 2022, and fresh paint. Laundry hookups on the main level and in the basement. Entrance Level: Features an open entryway, half bathroom, formal living room, area for table in kitchen if desired, formal dining room, and family room with gas fireplace. The kitchen is spacious with stainless steel appliances, heated flooring, new gas oven, an island, large pantry, and plenty of natural light. Doors off the kitchen lead out to a deck and fully fenced yard, perfect for outdoor entertaining or relaxing. Laundry room on the main level with storage and oversized two car garage includes space for storage. Upper level: Hardwood flooring on the stair heading to the upper level and in the hallway, new carpet in bedrooms. Upstairs you'll find the primary bedroom with vaulted ceilings, two walk-in closets, ceiling fan/light, and a linen closet. The primary bathroom has tile flooring, a water closet, double vanity, recessed lighting, freestanding soaking tub, and a standing tiled shower with two large shower heads in the ceiling. You'll find three additional bedrooms with new carpet flooring, and ceiling fans with lights. The hallway bathroom has tile flooring, and a full size tub. Lower level: Walk out basement can be set up as a guest suite, it has a laundry area with washer/dryer hookups, full bathroom, bedroom and two additional recreational rooms. Hardwood flooring on the stairs leading to the basement, LVP is installed in the basement. Additional space under the stairs can be used for storage and is unfinished. The bathroom has tile flooring, single vanity and a glass enclosed tiled shower. Lower level has recessed lights, ceiling fans, and the basement doors open to a stone patio, large backyard, with privacy fence. Enjoy the nearby conveniences of shopping centers, library, sports fields, Publix, Stafford Hospital, Stafford County Government, Quantico, I-95 and commuting options.
Source: BRIGHT #VAST2039630
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2039630
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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