3583 60th Ave NE
Naples, FL 34120
4 beds · 4 baths · 2,189 sqft
$675,000
Get prequalified3583 60th Ave NE
Naples, FL 34120
4 beds · 4 baths · 2,189 sqft
$675,000
Get prequalifiedExceptional New Construction Home on Expansive Lot – Now with $21,000 Price Reduction! Welcome to this stunning, brand-new estate home nestled in the heart of Golden Gate Estates. Situated on 2.73 acres of cleared land, this beautifully constructed property offers the perfect combination of privacy, luxury, and convenience. This spacious residence features 4 bedrooms plus a versatile den along with 3 full bathrooms. The open and inviting floor plan includes a formal living and dining area, highlighted by great views of backyard, granite countertops, stainless steel appliances, and elegant tile flooring throughout. The split-bedroom layout ensures privacy, while the master suite boasts 2 large walk-in closets and a well-appointed en-suite bathroom. Additional features include: Automatic irrigation system Asphalt driveway Reverse osmosis water system Lanai overlooking the scenic landscape Step outside and enjoy the beauty of your surroundings – the cleared 2.73-acre lot (with over 90% uplands) is adorned with a variety of fruit trees and offers endless potential. Whether you envision a guest house, workshop, horse barn, or tropical orchard, the possibilities are truly limitless. Located in a prime area, this home offers the peace of rural living without sacrificing convenience: Just 7.5 miles to the Publix Shopping Center at Orange Tree 10 miles to Arthrex in Ave Maria 13 miles to Immokalee 23 miles to the beach No HOA restrictions mean you can truly make this property your own—perfect for families, pet lovers, and anyone seeking space to grow. Don’t miss out on this rare opportunity—schedule your private showing today and discover why this exceptional home won’t stay on the market for long!
Source: NABOR #224083436
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
