Welcome to 3566 Antisdale Ave — a storybook brick Tudor that perfectly captures the timeless charm and character Cleveland Heights is known for. With its steep gables, arched entryway, and rich brick detail, this home looks straight out of a fairytale — yet inside, you’ll find the perfect balance of old-world craftsmanship and modern comfort. Step through the arched front door into a warm foyer that opens to the living room, dining room, and kitchen. Gleaming refinished hardwood floors (Aug 2025) stretch throughout the home, showcasing beautiful details like the stone wood-burning fireplace, arched doorways, and custom built-ins in the formal dining room. The kitchen features brand new appliances, a walk-in pantry, and a convenient half bath nearby. Upstairs, you’ll find three spacious bedrooms, a full bath, and an inviting sun porch—perfect for morning coffee or a cozy reading nook. The new carpeting (Sept 2025) adds comfort and freshness to the upstairs hallway and steps, while the hardwood floors (refinished June 2021) in the bedrooms continue the home’s classic appeal. On the third floor, you’ll discover a private primary suite complete with an oversized closet and full bath — the perfect retreat at the end of the day. NEW BOILER '22, hot water tank 4/25, Roof 7 yrs old, 3rd floor finished in '21. Outside, the home’s curb appeal shines with its Tudor-style brick façade and “mini castle” charm that embodies the essence of Cleveland Heights architecture. Neighborhood Vibes: Ideally situated near Coventry Village and the Cedar-Lee District, you’re just moments from The Fairmount, Boss Dog Brewing Co., Tommy’s Restaurant, Phoenix Coffee, and a mix of local shops, galleries, and parks. It’s a vibrant, walkable community where classic character meets modern convenience. This home is truly a blend of historic beauty and today’s lifestyle — ready to welcome its next chapter.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
