3552 E Claxton Ave, Gilbert, AZ 85297
4 beds · 3 baths · sqft
Welcome to this beautifully updated 4-bedroom, 2.5-bathroom two-story home located in the highly sought-after San Tan Ranch community in Gilbert. This move-in-ready home offers modern upgrades throughout & an inviting outdoor oasis, perfect for Arizona living. Step inside to find a spacious floor plan with ceramic plank tile flooring throughout the downstairs, complemented by 4'' baseboards. The bright and airy living spaces flow seamlessly into the kitchen, which features ample cabinet space, eat in kitchen & overlooks the backyard. Upstairs, you'll find a large bonus family room four generously sized bedrooms, including a private primary suite with an en-suite bathroom, updated in 2022. Both full bathrooms have been upgraded with contemporary finishes, ensuring comfort & style. The backyard is an entertainer's dream with Tiki bar a sparkling Pebble-Tec pool, complete with a tranquil waterfall feature. The pool and equipment were updated in 2018 and 2021, respectively, making this space perfect for relaxing or hosting guests. Notable recent upgrades include, new roof in 2021, water softener and RO system replaced in 2022, Energy-efficient windows with life time warranty replaced in 2017 and Freshly painted interior in 2025. San Tan Ranch offers multiple parks and walking paths, making it an ideal community for families and outdoor enthusiasts. Top-rated schools are within walking distance, adding to the convenience of this fantastic location. This home has been meticulously maintained and is ready for its new owners. Don't miss out on this incredible opportunity!
Source: ARMLS #6804320
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6804320
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless closing.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6804320
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.