352 Bart Dr, Antioch, TN 37013
3 beds · 2 baths · 1,364 sqft
A COMPLETELY renovated, MODERN ranch home with a huge backyard and deck! This ranch home has an open layout FILLED with natural light, a luxury kitchen with grey quartz countertops, beautiful white backsplash, white cabinets, grey LVP flooring, and a built-in wine fridge, a spacious living room, and a HIGH-CEILING, VAULTED SUNROOM! Enjoy grilling outside on this home's huge backyard deck and its huge, fenced in back yard! No HOA, right off I-24, and minutes away from Brentwood Commons Corporate Area, Tanger Outlets, great restaurants, and more! LOCATION! LOCATION! LOCATION! Great stainless steel appliances installed in 2022. A brand new water heater was installed in 2024. Roof and HVAC redone in 2022 under former owner. Renovations (flooring, cabinets, countertops, etc.) took place in 2022 under former owner. GREAT PERSONAL HOME OR INVESTMENT HOME! COME SEE TODAY! WON'T LAST LONG! NOW OFFERING $17,500 IN CLOSING COSTS/DOWN PAYMENT THROUGH PREFERRED LENDER (subject to being qualified)!
Source: REALTRACS #2779815
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2779815
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
