3508 Carriage Point Dr
Durant, OK 74701
3 beds · 2 baths · 1,781 sqft
$283,000
Get prequalified3508 Carriage Point Dr
Durant, OK 74701
3 beds · 2 baths · 1,781 sqft
$283,000
Get prequalifiedStop scrolling! This is the one you've been waiting for! Welcome to 3508 Carriage Point Dr, where price, location, and comfort collide in the heart of Durant, Oklahoma! This picture-perfect, move-in ready home offers 3 spacious bedrooms, 2 full bathrooms. Built in 2011, it's tucked into the quiet and desirable Heritage Crossing neighborhood just minutes from Choctaw Casino, top employers, shopping, dining, and all the perks of Durant living. Step inside and you'll love the airy layout that flows beautifully from the open living area into the dining space and kitchen. The thoughtful floor plan creates a warm, welcoming vibe that makes entertaining a breeze and everyday living feel effortless. The brick exterior gives this home timeless curb appeal, and the attached two-car garage means plenty of space for parking and storage. The oversized lot offers just the right amount of yard, enough for play, pets, or peaceful evenings on the porch, but easy enough to maintain. Built on a solid slab foundation and featuring a reliable heat pump system, you'll find this home checks every box when it comes to low-maintenance living. Commuters will appreciate the easy 30-minute drive to the Texas border, and weekend warriors will love how close they are to Lake Texoma. Whether you're upsizing, downsizing, relocating, or buying your very first home, this gem has the location and lifestyle to match. Don't miss your shot to own a home in one of Durant's most convenient neighborhoods. Homes like this don't last long and you don't want to be the one saying, I should've called.
Source: MLSTECHNOLOGY #2528960
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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