Step into this beautifully designed , move-in ready home featuring soaring ceilings, a bright open layout, and unique finishes throughout. Classical Styled with an open layout , that holds an abundance of natural light. With this home, you will truly appreciate how convenient and central it is. Ideally located just minutes from Northside Hospital, Marist School, Buckhead, and easy access to I-285 and GA-400, this home is perfectly positioned in the highly desirable Perimeter–Brookhaven corridor. Tucked just off Johnson Ferry Road and Peachtree Dunwoody Road, the area is popular among professionals, physicians, and business travelers seeking both convenience and an active lifestyle. Residents enjoy close proximity to Brookhaven City Centre as well as Peachtree Road and Highway 141, placing destinations like Whole Foods, Lenox Mall, and Phipps Plaza just minutes away. Additional nearby attractions include Perimeter Mall, Murphey Candler Park, Brookhaven Village, and Town Brookhaven, offering a wide variety of restaurants, shops, bars, and grocery stores. With abundant dining, fitness, and wellness options all within a 10-minute drive, this location offers an exceptional blend of convenience and entertainment. The area is also home to highly rated schools and Oglethorpe University, making HighGrove a community that truly combines lifestyle, accessibility, and wealth. As you enter the estate, the soaring ceilings make the home feel GRAND, and there are hardwood floors throughout. Boasting elegant tray ceilings with crown molding, this home welcomes you with the owner’s suite conveniently located on the main floor. The suite features coffered ceilings and a dual-sided fireplace, perfect for enjoying from the bedroom or while soaking in the luxurious spa tub of the master bathroom. Both his and hers closets are custom-designed with ample storage and built-in cabinetry. The master bath also includes additional cabinetry on the left side, and throughout the home, you’ll find plenty of thoughtfully designed storage on every floor. The large open concept formal dining area and living room area hold interior architectural columns, that compliment the home’s classical touch. Large windows and French doors bring in a lot of natural light. Defined by a decorative wrought iron chandelier, the space also features a built-in buffet cabinet with upper windows and plantation shutters. Ideal for serving, hosting, and storage. Surrounded by textured wall finishes and crown molding, High Grove offers a more formal, elegant feel. The living room has soaring ceilings and tall windows, which make the space more open. Additionally, there is custom built-in shelving and a fireplace. The French doors lead to an outdoor patio area with just enough space to entertain guests. To the right of the living room, the kitchen showcases lots of cabinetry and direct access to the laundry room and the garage. The best feature about the second floor is the two open loft areas that overlook the living room. (The new owner could close this area off) By the catwalk, there are two additional bedrooms and a full bathroom also located on the second floor. (One of these rooms currently functions as an office, with built- in cabinetry for a workspace.) The third level offers two light-filled rooms with a shared full bathroom, providing flexible living options for guests, an additional office, a play room, or additional living space. HUD homes are Sold As Is. Case #105-952281. The HOA covers the front and side yard maintenance. The cul-de-sac setting and small neighborhood creates a welcoming space where neighborhood kids often gather and play. This estate is absolutely stunning, with a brilliant layout, and is incredibility convenient. We are very excited for the next buyer, who chooses to make 3507 Highgrove, their home :)
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
