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$444,000
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3410 NW 17th Ln, Cape Coral, FL 33993

3 beds · 2 baths · 1,935 sqft

Built in 2019, this beautifully maintained 3 Bed + Den, 2 Bath pool home in NW Cape Coral offers nearly 2,000 sq ft of living space with upscale finishes, energy efficiency, and tons of upgrades. Enjoy impact-resistant windows and doors, soaring tray ceilings, and an open-concept layout ideal for entertaining. The kitchen flows into the dining and living areas, with plenty of natural light and views out to the pool. Step outside to a large screened lanai (new enclosure) with no rear neighbors—just peaceful, beautiful views. The spacious primary suite features direct pool access, a huge walk-in closet, and a spa-style bathroom with dual sinks, soaking tub, and separate walk-in shower. The home also boasts a huge laundry room, an air-conditioned storage room in the garage, a newer water treatment system, and a Daikin A/C unit (2021). Solar panels help keep power bills as low as $39/month! Located near the exciting future Seven Islands waterfront project, this home is in a fast-growing area with tons of potential. Move-in ready and a fantastic value! Call today for your private showing.

Estimated
Seller's interest rate
3.1%
7%
Estimated
Monthly payment

$2,411
$3,049
You may also save up to $192,092 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,049 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.1%
Remaining term
25 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,411
Principal & interest
$1,341
Mortgage insurance
$222
Property taxes
$444
Home insurance
$403
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,935 sqft
Lot size
0.231 acres
Year built
2018
Type
Single Family Residence
HOA dues
$0.00

Source: FORTMYERS #225049135

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 22, 2025 05:51 pm
Listing agent: Mike Darda (239) 256-3733
Listing provided courtesy of: Compass Florida LLC (239) 268-8976
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225049135
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.1%
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