1 of 74
$485,000
SIGNIN

Sign in to see required down payment for the 3.62% rate

3391 Cortland Dr, Davenport, FL 33837

5 beds · 3 baths · 3,079 sqft

Welcome to this Immaculate Maple Floor Plan 5 Bedroom Home in the Award-Winning Providence Golfing Community! Situated on an oversized 60-ft lot with NO rear neighbors, a Tranquil retention pond view, this home offers rare privacy and the perfect setting for peaceful living. From the moment you enter, you'll be welcomed by the Elegant flowing Ceramic Tile, Natural Light and designer light fixtures that enhance the Open and inviting layout, Double Pane Windows and Taexx Home System Built In Pest Control. The chef’s kitchen is pleasure to work in as it is open allowing you to part take in all entertainment or family activities, 42” Maple Wood Cabinetry with Satin Nickle Hardware, a Double Pantry, Energy Star GE Stainless Steel Appliances, and generous Granite Countertops with Breakfast Bar and kitchen eating area—ideal for entertaining and everyday enjoyment. There is also an office/bonus room downstairs. Upstairs, you’ll find all five generously sized bedrooms, including the Expansive Primary Retreat—a true haven with Tray Ceiling, an inviting seating area, Dual Walk-in Closets, and an abundance of Natural Light. The spa-inspired en-suite features a Garden Tub, Walk-in Shower, Dual Vanities with Granite Countertops, delivering the comfort and style you deserve. A versatile bonus loft area provides endless options for a media room, game space, or family lounge. As you step through the sliding glass doors to your screened-in lanai, the perfect outdoor sanctuary to unwind with a glass of wine while enjoying breathtaking sunsets and the soothing sights and sounds of Florida wildlife. If you want to add a pool, you have the space, alternatively, you have the amazing Community Pools, Gym and Club House, not forgetting the Public Golf Course. Discover the lifestyle you’ve been dreaming of in one of Central Florida’s premier gated communities. NO CDD ! Welcome Home

Estimated
Seller's interest rate
3.62%
7%
Estimated
Monthly payment

$2,121
$2,419
You may also save up to $60,926 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,419 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
3.62%
Remaining term
17 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,121
Principal & interest
$1,075
Mortgage insurance
$167
Property taxes
$295
Home insurance
$440
HOA fees
$143
Utilities
Not included

Source: Public records

Home details
Size
3,079 sqft
Lot size
0.18 acres
Year built
2012
Type
Single Family Residence
HOA dues
$143.33

Source: STELLAR #S5127762

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 10, 2025 12:43 pm
Listing agent: Deborah Charron (407) 883-1008
Listing provided courtesy of: KELLER WILLIAMS REALTY AT THE LAKES (407) 566-1800
Details provided by STELLAR and may not match the public record.
MLS ID: #S5127762
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
3.62%
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