3335 Ashton Dr, Suwanee, GA 30024
3 beds · 2 baths · 3,015 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Opportunity awaits you for this brick RANCH home in the Lambert school district and NO HOA! One level living with completely level expansive lot! Where do we start....Enter the home through the custom 10 foot iron doors into the OPEN plan with hard wood floors throughout home and the master bedroom as well. There are 3 bedrooms but every room is large enough to be a primary bedroom. Main bedroom has large walk in closet, separate sitting room and trey ceiling. Master bath has separate tub and shower and double vanity. Two other bedrooms are massive. Guest bath is fully updated with custom tile, marble floor, glass bath doors and new vanity. Living areas are endless. Gather in the Vaulted great room that adjoins the separate dining room and also leads into the sunroom. The fireplace in family room id double-sided and featured in kitchen as well. The sunroom space overlooks private backyard. Kitchen is highlighted by the oversize island with granite counters and granite backsplash. Separate breakfast room leads onto back screened/windowed sunroom. The detached garage is over-sized and features pull down attic stairs for additional storage, and an additional garage door on back side for pull through storage of boat or other toys. The yard is partially fenced and contains an outdoor large storage shed. This area is accessible from Old Atlanta Road and could accommodate RV or boat storage. Other features in the home include plantation shutters, new LED recessed lighting, long large driveway with plenty of parking. Home is agent/owned.
Source: FMLS #7573937
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7573937
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.