Welcome to 332 Wyntherhall Drive, Griffin, GA 30224 - 3 bedroom- 2 bathrooms - Bonus Room - 2 car detached garage as well as a side garage on the house - a timeless Southern Colonial-inspired brick home offering elegance, comfort, and exceptional curb appeal in a beautifully established setting. Framed by mature trees and lush landscaping, this stately residence makes a lasting first impression with its classic architecture, inviting front porch, dormer accents, and traditional brick facade. Step inside to discover warm, welcoming interiors filled with natural light and thoughtfully designed living spaces suited for both everyday living and entertaining. The floor plan offers a wonderful blend of function and charm, with spacious gathering areas, comfortable bedrooms, and details that reflect pride of ownership throughout. The heart of the home provides room to gather, host, and create memories, while the overall layout offers flexibility for modern living. Large windows invite the outdoors in, creating a bright and airy feel while showcasing the beauty of the surrounding property. Outside, enjoy the serenity of a beautifully landscaped homesite with mature shade trees, manicured lawn, and inviting outdoor spaces perfect for morning coffee, relaxing evenings, or entertaining guests. The welcoming front porch embodies classic Southern living and adds to the home's timeless appeal. Located in a desirable Griffin location, this property offers the perfect combination of privacy, character, and convenience with easy access to shopping, dining, schools, and commuter routes. This is more than a home-it's a property with presence, charm, and enduring style. From its classic Southern architecture to its peaceful setting, 332 Wyntherhall Drive presents a rare opportunity to own a home that feels both refined and welcoming. Property Features Include: Classic Southern Colonial-inspired architecture - Timeless front-sided brick exterior - Covered front porch with stately columns - Beautiful dormer accents and charming architectural detail - Spacious floor plan designed for comfortable living and entertaining - Mature landscaping and exceptional curb appeal - Established homesite with privacy and shade trees - Desirable Griffin location close to everyday conveniences - 2 Car Detached Garage - Whether you're searching for timeless character, gracious living spaces, or the charm of a true Southern home, this exceptional property delivers. Come experience all that 332 Wyntherhall Drive has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
