VA loan
1 of 35
VA loan
$495,000
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3313 Weymouth Ct, Woodbridge, VA 22192

3 beds · 4 baths · 2,165 sqft

Charming Townhome Backing to Woods in Sought-After Lake Ridge! New water heater being installed. Welcome to this charming and functional 3-level townhome, ideally situated against a peaceful forest backdrop in the heart of the Lake Ridge community! This inviting home offers the perfect blend of comfort, style, and access to top-tier amenities. Step into a sunlit main level featuring a bright, modern kitchen with quartz countertops, recessed lighting, and ample space for cooking and dining. The open-concept living and dining area showcases gleaming hardwood floors, crown molding, and a cozy wood-burning fireplace—ideal for gatherings or quiet evenings at home. A convenient powder room completes this level. Upstairs, you'll find a serene primary bedroom retreat with a custom closet system and a private ensuite bath, along with a second bedroom and full hall bath. The third bedroom (NTC) in the lower level offers flexible space for guests, a home office, or a workout room. The finished walk-out basement features a spacious rec room, an updated full bath with luxury vinyl plank flooring, and direct access to a fully fenced backyard—perfect for relaxing, entertaining, or enjoying the scenic wooded views. A deck off the main level provides even more outdoor living space year-round. Located in the highly desirable Lake Ridge Parks and Recreation Association (LRPRA), residents enjoy access to a wealth of amenities, including: • Five swimming pools and a spray ground • A boat ramp on the Occoquan Reservoir • Playgrounds, walking paths, and sports fields • Community centers for rent, fitness stations, and courts for tennis, pickleball, basketball, volleyball, and more • A vibrant, nature-filled setting with over 1,200 acres of maintained common grounds This established community of over 7,200 homes is nestled along the Occoquan River and just minutes from shopping, dining, and major commuter routes. Don’t miss this opportunity to own a beautiful home in one of Northern Virginia’s most picturesque and amenity-rich neighborhoods. Schedule your showing today!

Estimated
Seller's interest rate
3.5%
7%
Estimated
Monthly payment

$1,890
$2,385
You may also save up to $146,022 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $2,385 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.5%
Remaining term
24 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,890
Principal & interest
$1,219
Mortgage insurance
-
Property taxes
$412
Home insurance
$169
HOA fees
$89
Utilities
Not included

Source: Public records

Home details
Size
2,165 sqft
Lot size
0.03 acres
Year built
1987
Type
Townhouse
HOA dues
$89.33

Source: BRIGHT #VAPW2092202

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 24, 2025 11:34 pm
Listing agent: Wes W. Stearns (703) 675-2836
Listing provided courtesy of: M.O. Wilson Properties (703) 878-0000
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2092202
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
3.5%
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