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3301 Warsaw Ave, Hopewell, VA 23860
3 beds · 2 baths · 1,718 sqft
**PAID OFF SOLAR PANELS**BRAND NEW HEAT PUMP WITH RIGHT OFFER** Classic brick beauty in sought-after Appomattox Heights! 3301 Warsaw Ave delivers worry-free living on a shady corner lot just minutes to Fort Gregg-Adams, I-295 and the James River. Solidly built in 1959 with four-sided brick, this ranch has been thoughtfully maintained while preserving its mid-century charm. Step inside to freshly refinished hardwoods that glow in the natural light from new vinyl windows (2019). The living room’s masonry fireplace invites cozy evenings, and Cat-5 wiring plus coax in every room make streaming a breeze—Verizon Fios and Xfinity are both available. An all-new electrical panel (2023) supports modern comfort systems: oil furnace, efficient AC condenser, and a PAID-OFF rooftop solar array that conveys free and clear at closing. The kitchen blends vintage warmth with new convenience: one-year-old refrigerator, brand-new flooring, year-old garbage disposal, and updated lighting. A generous dining area opens through sliding glass doors to a 36.5-foot rear deck—perfect for grilling, entertaining, or simply soaking up the quiet, setting. Need storage? An attached garage, concrete driveway, and pull-down attic offer space for tools, toys, and hobby gear. Down the hall are three bedrooms and two tiled full bathroom, all on one easy level. Original hardwoods continue throughout, and light fixtures are new. The roof is approximately 15 years young; fresh mulch and clean yard keep exterior maintenance simple. Outside, the 0.29-acre corner parcel provides plenty of room for play, pets, or a future garden, with mature hardwoods offering natural shade. Corner placement gives you extra breathing room and ample street parking for guests. Priced at just $151 per heated square foot—below recent neighborhood sales—this move-in-ready ranch offers unbeatable value plus ultra-low carrying costs thanks to solar. Schedule your showing today and see why homes on Warsaw Ave rarely linger on the market!
Source: CENTRALVIRGINIA #2514393
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2514393
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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