3300 Chestnut Ridge Way, Orange Park, FL 32065
3 beds · 3 baths · 1,779 sqft
This well maintained, freshly updated townhome in the gated Chestnut Ridge neighborhood at Oakleaf Plantation offers a perfect blend of privacy and accessibility—just minutes from everything you need. Step inside to fresh paint throughout and new carpet upstairs, giving the home a like new feel. The open-concept first floor features a modern kitchen that flows seamlessly into the dining and living areas—ideal for entertaining or everyday living. A convenient half bath completes the main level. Upstairs, you will find all bedrooms and the laundry room thoughtfully situated for maximum comfort and functionality. The primary suite offers an oversized room with a walk in closet and an ensuite bathroom featuring double sinks and a large walk in shower. The secondary bedrooms can be used for family, guests, or even a home office or hobby room. Step out back to your open-air patio overlooking serene woods, with a peek of the pond behind—a nice spot for morning coffee or evening relaxation with added privacy. Tucked away in a quiet gated community, you are still just a short stroll to the Publix shopping center with restaurants and shops, and a quick 5-minute drive to Oakleaf Town Center's vibrant retail and dining scene. Plus, with the new First Coast Expressway nearby, you can enjoy easy access to wherever you need to be across Northeast Florida. As part of Oakleaf Plantation, you will have access to resort-style amenities, including sparkling pools, sport fields, fitness center, walking and running paths, and more. Don't miss this opportunity to enjoy low-maintenance living in one of Clay County's most desirable communities!
Source: REALMLS #2090943
Source: REALMLS #2090943
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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