Come see this beautiful, move-in ready home and all it has to offer! Welcome to Eastampton Village, where luxury meets comfort in this stunning three-story Strauss model townhouse. Tucked away in a charming, private section at the back of the community, this home offers peaceful living away from traffic. The main level welcomes you with a spacious foyer leading to a cozy family room featuring engineered hardwood flooring and recessed lighting throughout. Sliding doors open to a beautifully designed outdoor space complete with paver patio, pergola for added shade, and a fully fenced vinyl backyard — perfect for entertaining or relaxing. This level also includes a convenient powder room, access to the garage, and a service room housing a tankless water heater. Smart-enabled recessed lighting throughout the home can be paired with your smartphone technology for modern convenience. Ascend the upgraded hardwood staircase with stylish wood and metal railings to the second level, where you’ll find a gorgeous open-concept living space. The kitchen is a true showstopper with off-white soft-close cabinetry, granite countertops, stainless steel appliances, beverage bar, and a large center island with seating for four. Hardwood floors flow seamlessly into the dining area, which features sliding doors to a maintenance-free Trex deck overlooking serene wooded views. The living room boasts 9-foot ceilings, creating a bright and spacious atmosphere. The third level offers three generously sized bedrooms and a beautifully upgraded full bath with double vanity. The primary suite is a true retreat, showcasing tray ceilings, a large walk-in closet, and a luxurious ensuite bath with double sinks, soaking tub, and separate shower. A conveniently located upper-level laundry room completes this thoughtfully designed home. With quality upgrades throughout and a prime private location, surveillance in the front and back of the home, this exceptional townhouse is ready for you to call home. Enjoy peaceful mornings on the upper balcony overlooking the grounds where deer are often seen strolling through the natural surroundings. It’s the perfect spot to relax, unwind, and enjoy the beauty and privacy this property offers.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
