329326 E 1021 Rd
Harrah, OK 73045
4 beds · 2 baths · 2,440 sqft
$369,900
Get prequalifiedAbout this home
Summer is calling—and your private backyard oasis awaits with an assumable 2.25% FHA loan for qualifying buyers! Nestled on 2.5 scenic acres in Harrah, this thoughtfully designed ranch-style home blends relaxed country living with modern convenience. Offering four bedrooms, two full bathrooms, and multiple living spaces across 2,440 square feet, it’s a retreat built for both comfort and connection. At the heart of the home, a bright, open-concept living area flows effortlessly into the kitchen and dining spaces, creating the perfect atmosphere for gatherings. The kitchen features durable travertine countertops, a breakfast bar, and an abundant amount of cabinet storage, while a large bonus room provides endless possibilities—office, game room, or second living area. The primary suite is a peaceful escape with double vanities, a tiled walk-in shower, and generous storage. Secondary bedrooms are equally well-sized, providing privacy and flexibility for family and guests. Step outside to your own summer retreat: a sparkling in-ground concrete pool with a diving board and a shaded pergola ideal for relaxing or entertaining. A 24x30 workshop with an attached carport ensures there's room for all your hobbies, toys, and tools. Additional highlights include private well water, aerobic septic, easy access to the Kickapoo Turnpike, and all of the amenities that Harrah has to offer! Don't miss your chance to make this exceptional property yours just in time for summer. Schedule your private showing today! Listing agent is related to seller!
Source: MLSOK #1166922
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Harrah, OK 73045
4 beds · 2 baths · 2,440 sqft