Welcome to one of Duluth's best-kept secrets, a beautifully maintained end-unit townhome offering two bedrooms, two baths, and the extra light and privacy that only a corner position can provide. Tucked inside the sought-after McClure Place community, where small-town charm meets walkable downtown living , this home offers a lifestyle as remarkable as the property itself. Step inside and feel the difference that thoughtful ownership makes. Fresh interior paint throughout creates a bright, sun-filled canvas, made even more luminous by the additional windows that come with being an end unit. The versatile bonus loft adds flexible space today's buyers are looking for, whether a home office, reading nook, or guest retreat. The fully enclosed back patio extends your living space in a way that's both private and practical, and the backyard is straight out of a storybook, a lush secret garden escape that feels worlds away from the everyday. Almost all major systems have been updated or replaced, giving the next owners true peace of mind from day one. This is a home that has been loved, and it shows in every detail. The location is where this home truly shines. Every daily errand and leisure pursuit is within easy reach. The Duluth Post Office sits right on McClure Bridge Road, practically around the corner. The Gwinnett County Public Library branch is right on Main Street in the heart of downtown. Northside Hospital Duluth and the GMC Glancy Campus, home to a rehabilitation center, diabetes and nutrition education, and a sleep disorders center, are both nearby, offering exceptional medical resources close to home. Golf enthusiasts will love that TPC Sugarloaf, a renowned private golf course that hosts PGA and Champions Tour events, is just minutes away. Beyond the everyday essentials, global restaurants, cozy caf s, boutique shopping, vibrant public art, and year-round events on the Town Green are all within a sidewalk stroll. The downtown district is even a designated P.A.T.I.O. zone, Purchase And Take It Outside, allowing you to stroll the streets with a craft cocktail or locally brewed beer in hand. And for families, this address sits within Gwinnett County Public Schools, where Duluth High School has earned an A rating and Coleman Middle School anchors a strong school cluster. Townhomes in McClure Place rarely come available, and an end unit like this is truly a unicorn. Don't miss your chance to make it yours.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
