3204 Holly Berry Ct
Falls Church, VA 22042
3 beds · 3 baths · 1,640 sqft
$854,888
Get prequalified3204 Holly Berry Ct
Falls Church, VA 22042
3 beds · 3 baths · 1,640 sqft
$854,888
Get prequalifiedCome fall in love with this beautifully updated Craftsman-inspired home, where timeless style meets modern comfort with 3 bedrooms on the upper level including the primary with updated ensuite. Upstairs baths feature solatubes that flood the bathrooms with natural light. From the moment you arrive, the striking cedar wood posts and front porch, and craftsman-style front door, create standout curb appeal. Step inside and enjoy the inviting interior featuring luxury vinyl plank (LVP) flooring throughout and elegant crown molding throughout the main level and primary bedroom. Relax on the screened-in porch (the steps and landing have trex products and the newly installed fiberglass privacy screens) complete with mature trees, a fenced In yard, and peaceful, private views—ideal for morning coffee or just unwinding. A newer sliding glass door connects this serene outdoor space to the main living area, enhancing the home's natural flow. The kitchen showcases gorgeous white granite countertops, newer appliances, and a large pantry. The windows have plantation shutters which add a classic touch. While all these modern updates offer comfort, you gain peace of mind with a brand-new roof. Downstairs, the lower level offers cozy charm with a painted brick wood-burning fireplace and a sliding barn door for added privacy. This versatile space also includes a half bath, laundry area, private entrance, and plenty of storage. The two-car garage provides everyday convenience. With over $150k spent in detailed and thoughtful updates, you can be ensured this home is a rare find and move-in ready. Updated flooring, stairs, and railings Updated kitchen and bathrooms Water softener and whole-house filtration system (2022) Updated electrical panel with surge protector Low-maintenance Trex decking on landing and steps Craftsman front and storm doors Solid wood interior doors Roof (2025)
Source: BRIGHT #VAFX2247824
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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