Welcome to one of Princeton Lakes' most remarkable custom professionally designed homes — a fully reimagined estate where luxury finishes, intentional design, and effortless livability come together at every turn. From the moment you arrive, the cul-de-sac setting, extended driveway, and stately full-brick exterior signal something different. Step inside to discover a home that has been professionally renovated from top to bottom, with hardwood floors flowing throughout, elevated trim work, and a two-story foyer that sets the tone immediately. The Kitchen is a showstopper — crisp white cabinetry with a custom vent hood, large island with contrasting dark base, quartz countertops, herringbone tile backsplash, stainless appliances including a gas range, and a charming etched-glass pantry door. Whether you're cooking for two or hosting a crowd, this space delivers. The open-concept layout flows seamlessly from kitchen to breakfast area to the two-story family room, anchored by a dramatic floor-to-ceiling dark accent fireplace wall with built-ins and flanked by a wall of windows that floods the space with natural light. French doors lead to the screened deck — the perfect extension of your living and entertaining space with views of the flat, walk-out backyard. Also on the main level: a dedicated home office with striking black accent wall, gold-accented barn doors, and a crystal chandelier, a workspace that actually inspires. There is a guest suite with a full bath, ideal for multigenerational living or visiting guests. Upstairs, the primary suite is a true sanctuary. Generously sized with a fireplace, tray ceiling, sitting area, and two closets, but the crown jewel is the primary bath. Fully renovated with floor-to-ceiling marble tile, a freestanding soaking tub, open wet shower with gold fixtures, a stunning black lacquered double vanity with vessel sinks, triple gold-framed mirrors, wall sconces, and a crystal chandelier. It doesn't feel like a bathroom — it feels like a spa. Three additional upstairs bedrooms are equally well-appointed: a jack-and-jill suite sharing a full bath, and a fourth bedroom with its own private ensuite. The finished basement is the entertainer's dream — a bedroom, flexible bonus space, large recreation room, dedicated home theater, and serious storage. Walk straight out to the backyard, which is flat, fully usable, and rare for a basement home. Roof is just 3 years old and the hot water heater is brand new. All of this in the Estates of Princeton Lakes: a swim/tennis community with clubhouse...just minutes from Camp Creek Marketplace, Hartsfield-Jackson International Airport (10 min), and downtown Atlanta (15 min). Interstate access in under 5 minutes. This home is not just move-in ready. It's move-in remarkable.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
