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3161 Timberly Ln, Lakeland, FL 33810
3 beds · 2 baths · 1,606 sqft
The home you’ve been waiting for just hit the market! This beautiful 3-bedroom, 2-bathroom property is located in the desirable Huntington Hills Golf Course community, a gated community that offers security, comfort, and an unbeatable lifestyle. Nestled in a private cul-de-sac, this charming residence features a functional layout: as you enter, you are welcomed by a spacious living room, followed by the dining area and kitchen, creating a warm and inviting atmosphere. From the living room, you can step into the Florida Room—a fully enclosed space that can be enjoyed with a screen to let in the fresh air, or as an indoor extension perfect for relaxing or entertaining. The home boasts fully remodeled second bathroom laminate flooring throughout, and ceramic tile in the kitchen and bathrooms, combining style and durability. Plus, the roof and A/C unit were replaced just 5 years ago, offering peace of mind and energy efficiency The Huntington Hills Golf Course community offers access to 18-hole golf course with practice facilities including a driving range, putting green, chipping green and practice bunker, swimming pool, spa/jacuzzi, clubhouse, pickleball and tennis courts, fitness center, private lake with dock access, boat ramp, fishing and picnic areas, as well as trails and park . Its prime location places you close to shopping centers and with easy access to I-4, making it ideal for commuting to both Orlando and Tampa.
Source: STELLAR #S5128277
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #S5128277
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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