Welcome to Meadowview… where life stretches out across 360 acres of open meadow, winding trails, clubhouse gatherings, pool days, and sport courts that keep the energy moving. This isn’t just a neighborhood — it’s a lifestyle. Tucked away on a private half-acre lot sits this newly remodeled single-story beauty offering 3 bedrooms and 2 baths. And let me tell you… the flow is right. The open floor plan was built for real life — dinner parties, Sunday football, wine nights, birthday candles. The space moves seamlessly out to the covered back patio where a built-in firepit is ready for stories that last longer than the flames. Ceramic wood-plank tile runs throughout — clean, modern, durable. The kitchen? It shows off a stunning stainless hood over the gas range, a generous center island with pendant lighting, and seating that invites people to stay awhile. From the kitchen, you can enjoy the warmth of the fireplace in both the family and living rooms — because connection matters. The formal dining room sits perfectly positioned just off the kitchen, welcoming guests as they enter. It’s the kind of layout that feels intentional. The primary suite opens directly to the backyard patio — morning coffee access approved. Inside, you’ll find dual closets and a large walk-in shower that feels like a retreat at the end of a long day. Out back? You’ve got options. Pool. Garden. Play space. Outdoor kitchen. Or… if you’re the horse-loving type, you’re sitting on a half-acre lot adjacent to the trail system. Saddle up from home. And then there’s Temecula — shopping, dining, wine country weekends, Old Town charm, and the world-class Pechanga Resort & Casino featuring Journey Golf Course, consistently ranked among the nation’s top public courses. This home doesn’t just check boxes. It creates possibility. Come experience Meadowview. Come experience Temecula. Come experience what life looks like when it flows the way it should.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
