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312 Horizon View Ct, Norman, OK 73071
4 beds · 2 baths · 1,853 sqft
Beautiful 4-Bedroom Home in Desirable Summit Lakes 9 – 3-Car Garage & Storm Shelter! Assumable 2.5% VA Loan-Buyer must use own entitlement. Welcome to your next home in the highly sought-after Summit Lakes 9 addition on the east side of Norman, OK! This spacious and well-maintained 4-bedroom, 2-bathroom residence, built in 2009, offers the perfect blend of comfort, style, and peace of mind in one of the area’s most scenic and established neighborhoods. With a bright open-concept layout, this home is ideal for both everyday living and entertaining. You'll appreciate the thoughtful design, spacious rooms, and quality finishes throughout. Key features include: 3-car garage with ample room for vehicles, storage, or a home workshop. In-ground storm shelter in the garage for added safety and peace of mind. Open-concept living area perfect for relaxing or entertaining. Kitchen featuring beautiful granite countertops, custom wood cabinetry, plus a breakfast bar. Spacious primary suite with a private en-suite bath and large closet that opens directly into the laundry room for ultimate convenience. Three well-sized secondary bedrooms, including one that would make a great office or workspace. Private backyard with room to relax, play, or entertain. Neighborhood amenities include: Several stocked lakes perfect for fishing and relaxing. Scenic walking trails for exercise and nature enjoyment. Nearby city park offering playgrounds and green spaces. Enjoy a quiet environment on the east side of Norman, with easy access to top-rated schools and shopping. This home truly has it all—space, safety, location, and charm. Don’t miss your opportunity to own a piece of Summit Lakes 9—schedule your showing today!
Source: MLSOK #1171738
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1171738
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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