VA loan
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VA loan
$739,000
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3108 Tulip Tree Pl, Dumfries, VA 22026

5 beds · 4 baths · 3,092 sqft

Are You Sitting on the Sidelines While Your Fully Remodeled Dream Home Is Still on the Market? Will you wait — and risk getting priced out or caught in bidding wars later? Schedule your showing today, and live where life happens! - Modern Comfort & Lifestyle in Southbridge - Whether you're expanding your family, relocating for a new opportunity, seeking a multigenerational living solution, or simply craving the peace of mind that comes with a fully remodeled home, this beautifully renovated Southbridge property offers the space, style, and convenience today’s buyers are looking for. Step into a welcoming foyer filled with natural light, gorgeous ceiling light, and modern finishes, setting the tone for a home that blends function and comfort seamlessly. The open layout flows effortlessly into a redesigned kitchen featuring quartz countertops, brand-new cabinetry, and stainless-steel appliances making everyday living and entertaining a breeze. Upstairs and on the main level, new waterproof luxury vinyl plank (LVP) flooring offers durability for busy households, while plush carpet adds warmth and comfort. Each bathroom has been fully renovated with new vanities, showers, and sleek modern fixtures, creating relaxing, spa-like spaces. Fresh paint, upgraded lighting, new blinds, and refinished staircases complete the polished look. The fully finished basement is a standout feature, offering expansive flexible living space ideal for a guest suite, playroom, media room, or home office. It includes a completely renovated full bath, giving you options and privacy for growing or multigenerational needs. Step outside and enjoy a spacious backyard with an upgraded deck—featuring brand-new wood planks laid over a solid frame—perfect for summer grilling, morning coffee, or weekend gatherings. The finished garage and improved curb appeal add to the home’s long list of thoughtful enhancements, including all-new doors, updated locks (with a digital keypad at the front door), and recently cleaned ductwork for improved air quality. Southbridge is an established, amenity-rich community offering access to a private pool, clubhouse, tennis courts, playgrounds, and walking trails. Conveniently located minutes from I-95, Stonebridge at Potomac Town Center, Quantico, and the upcoming Dumfries Town Center, Southbridge is a commuter-friendly, family-oriented neighborhood with strong community ties. Whether you're looking to plant roots, gain more space, or embrace a better balance between home and life—this Southbridge gem is ready to support your next chapter.

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$3,060
$3,613
You may also save up to $128,839 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jun 28 • 12PM - 2PM
Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $3,613 monthly payment

Financed
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Location
Loan details
Loan type
VA
Rate
4%
Remaining term
19 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,060
Principal & interest
$2,031
Mortgage insurance
-
Property taxes
$615
Home insurance
$252
HOA fees
$160
Utilities
Not included

Source: Public records

Home details
Size
3,092 sqft
Lot size
0.17 acres
Year built
2001
Type
Single Family Residence
HOA dues
$160.00

Source: BRIGHT #VAPW2096146

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 24, 2025 11:31 pm
Listing agent: Omer Rafi (571) 329-7833
Listing provided courtesy of: Casals Realtors (703) 348-3911
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAPW2096146
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
4%
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