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3108 Tulip Tree Pl, Dumfries, VA 22026
5 beds · 4 baths · 3,092 sqft
Are You Sitting on the Sidelines While Your Fully Remodeled Dream Home Is Still on the Market? Will you wait — and risk getting priced out or caught in bidding wars later? Schedule your showing today, and live where life happens! - Modern Comfort & Lifestyle in Southbridge - Whether you're expanding your family, relocating for a new opportunity, seeking a multigenerational living solution, or simply craving the peace of mind that comes with a fully remodeled home, this beautifully renovated Southbridge property offers the space, style, and convenience today’s buyers are looking for. Step into a welcoming foyer filled with natural light, gorgeous ceiling light, and modern finishes, setting the tone for a home that blends function and comfort seamlessly. The open layout flows effortlessly into a redesigned kitchen featuring quartz countertops, brand-new cabinetry, and stainless-steel appliances making everyday living and entertaining a breeze. Upstairs and on the main level, new waterproof luxury vinyl plank (LVP) flooring offers durability for busy households, while plush carpet adds warmth and comfort. Each bathroom has been fully renovated with new vanities, showers, and sleek modern fixtures, creating relaxing, spa-like spaces. Fresh paint, upgraded lighting, new blinds, and refinished staircases complete the polished look. The fully finished basement is a standout feature, offering expansive flexible living space ideal for a guest suite, playroom, media room, or home office. It includes a completely renovated full bath, giving you options and privacy for growing or multigenerational needs. Step outside and enjoy a spacious backyard with an upgraded deck—featuring brand-new wood planks laid over a solid frame—perfect for summer grilling, morning coffee, or weekend gatherings. The finished garage and improved curb appeal add to the home’s long list of thoughtful enhancements, including all-new doors, updated locks (with a digital keypad at the front door), and recently cleaned ductwork for improved air quality. Southbridge is an established, amenity-rich community offering access to a private pool, clubhouse, tennis courts, playgrounds, and walking trails. Conveniently located minutes from I-95, Stonebridge at Potomac Town Center, Quantico, and the upcoming Dumfries Town Center, Southbridge is a commuter-friendly, family-oriented neighborhood with strong community ties. Whether you're looking to plant roots, gain more space, or embrace a better balance between home and life—this Southbridge gem is ready to support your next chapter.
Source: BRIGHT #VAPW2096146
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2096146
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No credit check. Takes 2 minutes.