3070 Branford Ct, Marietta, GA 30062
3 beds · 3 baths · 2,126 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Create lasting memories in this renovated gem nestled in a cul-de- sac in East Cobb. Welcome home to this beautifully renovated home with fresh interior and exterior paint, new designer lighting, new white oak hardwoods, new plush carpet, and updated kitchen and bathrooms. Gather in the heart of the home in the family room and relax fireside by the fireplace with gas logs. Covet time alone or entertain guests on the newly built open-air deck, perfect for grilling and entertaining. Enjoy cooking your favorite meals in the updated kitchen featuring new shaker cabinetry with quartz countertops, tile backsplash, new stainless appliances including dishwasher, electric oven range, and built-in microwave. Getaway to the primary bedroom with new light/ceiling fan combo, new carpet, and large walk-in closet. Reset after a long day in the ensuite primary bathroom’s large, marble shower with glass enclosure, designer tile flooring, quartz countertop vanity, and new on-trend lighting and custom trimmed mirror. The secondary bedrooms including a newly finished room above the garage share a renovated bathroom with new quartz countertop vanity with soft close cabinetry, new tile flooring, and subway tiled tub/shower combo. Award-winning schools and close proximity to shopping, parks and dining complete the attributes that make this a must have home. Don’t miss this opportunity to own this beautifully updated home in a top school district.
Source: FMLS #7570416
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7570416
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.