306 Heron Watch Dr, Hubert, NC 28539
3 beds · 3 baths · 1,816 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 306 White Dove Drive - A Showstopper in Heron Watch at Queen's Creek! Discover the perfect combination of style, space, and location in Hubert's sought-after community—Heron Watch at Queen's Creek! Ideally situated just minutes from Camp Lejeune, historic downtown Swansboro, the beautiful Crystal Coast beaches, shopping, dining, and more—all with the bonus of NO city taxes! From the moment you arrive, you'll be drawn in by the impeccable curb appeal—striking stonework, carriage-style garage doors, two-toned siding with board and batten detail, and decorative shakes give this home a custom, elevated look that sets it apart. Step inside to an open-concept layout that seamlessly blends comfort and function. The kitchen features rich cabinetry, stylish finishes, and a warm color palette that creates an inviting atmosphere for entertaining or everyday living. The living areas flow beautifully, offering plenty of room for gatherings, while the spacious bedrooms and generous walk-in closets provide comfort and storage in every corner. Whether you're hosting guests or enjoying a peaceful evening at home, 306 White Dove Drive is designed to impress and built to enjoy. ✨ Special Buyer Incentives Available! Use our preferred lender, Marty DeJoseph with National Home Finance, to explore exclusive options. The seller is also open to closing cost assistance and is including a home warranty from American Home Shield for added peace of mind. Don't miss your opportunity to call this stunning home yours—schedule your private tour today!
Source: NORTHCAROLINAREGIONAL #100488427
Source: NORTHCAROLINAREGIONAL #100488427
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
