Welcome to exceptional living in the heart of Falls Church City! • This stunning 4 Bedroom, 2.5 Bathroom, three-level brick-front end unit townhome with a 2-car garage offers the perfect blend of space, style & location • Falls Church City Schools • Rare end unit provides extra natural light & added privacy • Freshly updated with new flooring throughout — including beautiful hardwood floors on the main level & new carpet upstairs. Truly move-in ready! • Main Level – Enter through the front door and be welcomed by a bright 2-story foyer with new hardwood flooring. The living & dining rooms flow seamlessly together, creating an open and inviting space • 9' ceilings and oversized windows make the home feel even larger and fill the space with natural light • • Kitchen – Spacious and beautifully updated with upgraded countertops, new stainless steel refrigerator, cooktop & wall ovens, Bosch dishwasher • Abundant cabinetry and prep space • Adjacent sitting area with a cozy fireplace and built-ins creates the perfect everyday gathering space • • Breakfast Area – Additional dining space off the kitchen with direct access to the private back patio — ideal for morning coffee or effortless indoor-outdoor entertaining • Mudroom perfectly located off garage • Family Room – Adjacent to the kitchen with a fireplace and built-in cabinetry • Convenience – Updated main-level half bath with new fixtures & lighting • • Primary Suite Level – The entire second level lives like a retreat • Landing area outside the suite is perfect for a reading nook, home office, or flex space • The primary bedroom is generously sized with 9' ceilings, new carpet, and two large windows bringing in beautiful natural light • The primary ensuite bathroom has been completely and recently renovated with modern finishes, updated fixtures & lighting • • Third Level – Two generously sized bedrooms plus a versatile 4th bedroom with cathedral celing that can easily function as a rec room • All feature new carpet and wonderful natural light • Updated hall bathroom serves this level • • Outdoor Space – Easy-to-maintain paver patio with plenty of room for a BBQ, outdoor dining set & lounge seating — perfect for entertaining or relaxing • • Garage – Attached 2-car garage with additional storage space • • Prime Location – Enjoy the best of Falls Church City living • Just minutes to downtown Falls Church City’s beloved local restaurants, coffee shops, markets & boutiques • Quick access to East & West Falls Church Metro stations • Easy commute to DC, Arlington & Tysons • Close to the W&OD Trail, parks, playgrounds & year-round community events • Nearby major commuter routes including Route 7, I-66 & 495 make getting anywhere seamless • End-unit privacy, thoughtful updates & an unbeatable location in Falls Church City — this is the one you’ve been waiting for • Welcome home! ***VA Assumable Loan: Assumption MUST be approved by the seller's current lender. *** - Non-Veteran & Veteran buyers are eligible *** VA Loan terms: - Current balance: $639,000 - Rate: 2.75% - Term: 20-year term - Monthly PITI payment: $4,486.56
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
