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30 Highpockets Rd, Cartersville, VA 23027
4 beds · 4 baths · 2,399 sqft
Absolutely beautiful custom home that sits on 3.35 private acres with a detached large WORKSHOP! This home is set on a spacious tree lined lot which provides the perfect tranquil escape. When you enter you are greeted by the open floor plan w/ plenty of natural light and a ton of upgrades and notice the 12 foot ceilings in the dining and family rooms! Crown molding is seen throughout the home and a mix of wood and slate floors provides a charming rustic atmosphere. The kitchen features custom cherry cabinetry, Corian countertops & a counter bar to sit and sip your coffee. The first floor primary offers a 10 ft tray ceiling, recessed lighting, large walk-in closet w/ built-ins and access to the rear deck. The en suite bathroom has a large double sink, vanity, custom cabinets & jacuzzi tub. 2 additional bedrooms on the first floor; one having a walk-in closet. The second floor contains the 4th bedroom and large flex space suited for an office/rec room. The walk in attic that adds a ton of storage or can easily become another addition. Don't miss the laundry hallway w/ utility sink and large pantry style closet. This leads to the 2 car garage that has built-in shelving and is heated. Outside you will find the circler driveway and detached LARGE WORKSHOP complete w/ AC/Heat, built-ins & cabinets for storage. Just perfect for the hobbyist! New HVAC downstairs, NO HOA, Freshly stained deck, New AC/Heat in workshop. Come build your dream lifestyle in the heart of rural Cartersville yet easy driving distance to Richmond or Charlottesville and amenities.
Source: CENTRALVIRGINIA #2515292
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2515292
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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