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2977 Huntington Grove Sq, Alexandria, VA 22306
3 beds · 3 baths · 1,521 sqft
MOTIVATED SELLER! PRICE REDUCED | $5,000 SELLER CREDIT | BELOW APPRAISED VALUE | INVESTOR & MILITARY FRIENDLY, FHA ASSUMABLE LOAN AT 5.75%. . QUICK CLOSING AVAILABLE. Instant equity, flexible financing, and prime commuter access – ideal for investors, military buyers, or FHA/VA borrowers seeking a move-in-ready, updated home just minutes to Metro, D.C., and 4 military bases. This turnkey property offers unbeatable value and opportunity. Appraised in May 2025 at $710,000 (CoreLogic AVM). Seller is offering a $5,000 credit toward buyer’s closing costs or an interest rate buy-down. Plus, a rare assumable FHA loan at 5.75% is available to qualified buyers – providing significant monthly savings compared to today’s market rates. Whether you are a first-time buyer, investor, or relocating military family, this home checks every box! This beautifully updated, three-level brick-front garage townhome in the sought-after Huntington Grove Community offers both elegance and practicality. Step into a meticulously-maintained military-owned home with LVP flooring, whole-house plantation shutters, abundant natural light, a gourmet kitchen with new stainless steel appliances, and 3 parking spots. The entry level features a spacious flex room, ideal for a family room, gym, guest suite, or home office, and opens directly to a professionally landscaped, fully fenced backyard and patio with serene, wooded views. The main level impresses with open concept living and a spacious gourmet kitchen, seamlessly transitioning to a large deck, ideal for morning coffee or evening entertaining. The upper level boasts a primary suite featuring vaulted ceilings, a walk-in closet, and a private en-suite bath. Two additional bedrooms and a second full bath complete the upper level. Key Updates and Features: • New A/C System 2024 • 4-point Inspection in March 2025 (Plumbing, Electrical, HVAC) • 3 Parking Spots: 1-Car Garage, 1-Car Driveway, and 1 Guest Spot • Luxury Vinyl Plank (LVP) Flooring • Whole-House Plantation Shutters • Walk-out Ground Level to Fenced Yard and Patio • Spacious Main Level Deck Prime Location for Commuters and Military Families: This home is located just 0.75 miles from the Huntington Metro Station, 3.2 miles to Old Town Alexandria, 4.8 miles to National Harbor, and 10 miles to downtown Washington, D.C. A Fairfax Connector bus stop is just 500 feet away, and 4 military bases located within a 6-mile radius. This is a TOP PICK for military personnel and government employees! Whether you’re a first-time homebuyer, relocating for government or military service, or seeking a solid investment property with long-term upside and low vacancy risk, this home offers exceptional value, unmatched location, and financing flexibility.
Source: BRIGHT #VAFX2229172
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2229172
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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