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2963 Beckwith St, Deltona, FL 32738
4 beds · 2 baths · 1,827 sqft
One or more photo(s) has been virtually staged. Welcome home to this cozy and inviting 4-bedroom, 2-bathroom gem nestled in the back of a quiet community near the peaceful Deep Creek Preserve, just moments from the Lake Helen border in north Deltona. Enjoy carefree living with brand-new laminate flooring, a 1-year-old roof, and a 3-year-old AC unit, all complemented by freshly painted exteriors. No HOA restrictions mean freedom and flexibility, while the spacious backyard boasts a picturesque shade tree—perfect for a swing and endless relaxation. Inside, discover a generous 18'x20' great room ideal for gatherings, and the impressive 13'x18' primary bedroom comfortably accommodates a king-sized bed and additional furniture. The cozy ensuite features dual sinks, a spacious garden tub, separate standing shower, water closet, and ample elbow room. Convenience is key with included washer and dryer, a coat closet, and a practical eat-in kitchen complete with breakfast bar. Additional peace of mind comes from recently pumped septic (last year), a 2019 water heater, and well-maintained appliances (6 years old). Low monthly bills ($230-250 for power, $30-40 for water) make this move-in-ready home as economical as it is welcoming!
Source: STELLAR #O6312569
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6312569
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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