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$475,000
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2940 Nottel Dr, Saint Cloud, FL 34772

4 beds · 4 baths · 2,580 sqft

Experience the Best of Florida Living in Beautiful Hanover Lakes! Welcome to this stunning home in the sought-after community of Hanover Lakes, where modern comfort meets lakeside serenity. From the moment you arrive, you’ll be impressed by the brick paver driveway and inviting stacked-stone accents at the entryway, setting the tone for the elegance found within. Inside, the spacious floor plan is bathed in natural light, offering flexible living options perfect for today's lifestyle. The first floor features a large living room that can be used as a formal dining room, office, or game room, while the heart of the home—a generous, open kitchen—offers stainless steel appliances, custom cabinetry with abundant storage, and a breakfast bar that flows seamlessly into the expansive living and dining areas. Sliding doors lead to a covered lanai, ideal for entertaining or relaxing with views of your private backyard and the peaceful water beyond. Upstairs, you’ll find all bedrooms and a convenient laundry space, along with an enormous gathering room that can be transformed into a media room, playroom, or home gym—whatever fits your lifestyle best. The primary suite is a true retreat, complete with a spacious walk-in closet and a luxurious en-suite bath featuring a soaking tub and separate shower. Additional upgrades include a water filtration system and transferable solar panels, offering eco-friendly living and low utility costs. Step outside and discover all that Hanover Lakes has to offer. Enjoy direct access to a private boat dock in your backyard, with canals connecting you to a 3,400-acre lake and chain of lakes—perfect for boating and fishing enthusiasts. The community also features a resort-style zero-entry swimming pool, a splash pad, and an expansive sundeck with scenic waterfront views. Ideally located in Osceola County, Hanover Lakes places you near world-renowned attractions such as Walt Disney World®, Universal Studios Florida, and SeaWorld® Orlando. Plus, you’re just a short drive from the East Coast’s beautiful beaches and have easy access to expressways leading to downtown Orlando’s cultural and sports venues. Don’t miss your chance to embrace the tranquility, recreation, and convenience of lakeside living at Hanover Lakes—schedule your private tour today!

Estimated
Seller's interest rate
2.7%
7%
Estimated
Monthly payment

$2,667
$3,431
You may also save up to $236,014 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,431 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.7%
Remaining term
25 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,667
Principal & interest
$1,373
Mortgage insurance
$239
Property taxes
$518
Home insurance
$431
HOA fees
$104
Utilities
Not included

Source: Public records

Home details
Size
2,580 sqft
Lot size
0.14 acres
Year built
2021
Type
Single Family Residence
HOA dues
$104.00

Source: STELLAR #O6309531

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 12, 2025 07:24 am
Listing agent: Stacey Vazquez (407) 874-5751
Listing provided courtesy of: KELLER WILLIAMS REALTY AT THE LAKES (407) 566-1800
Details provided by STELLAR and may not match the public record.
MLS ID: #O6309531
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
2.7%
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