Sign in to see required down payment for the 2.7% rate
2940 Nottel Dr, Saint Cloud, FL 34772
4 beds · 4 baths · 2,580 sqft
Experience the Best of Florida Living in Beautiful Hanover Lakes! Welcome to this stunning home in the sought-after community of Hanover Lakes, where modern comfort meets lakeside serenity. From the moment you arrive, you’ll be impressed by the brick paver driveway and inviting stacked-stone accents at the entryway, setting the tone for the elegance found within. Inside, the spacious floor plan is bathed in natural light, offering flexible living options perfect for today's lifestyle. The first floor features a large living room that can be used as a formal dining room, office, or game room, while the heart of the home—a generous, open kitchen—offers stainless steel appliances, custom cabinetry with abundant storage, and a breakfast bar that flows seamlessly into the expansive living and dining areas. Sliding doors lead to a covered lanai, ideal for entertaining or relaxing with views of your private backyard and the peaceful water beyond. Upstairs, you’ll find all bedrooms and a convenient laundry space, along with an enormous gathering room that can be transformed into a media room, playroom, or home gym—whatever fits your lifestyle best. The primary suite is a true retreat, complete with a spacious walk-in closet and a luxurious en-suite bath featuring a soaking tub and separate shower. Additional upgrades include a water filtration system and transferable solar panels, offering eco-friendly living and low utility costs. Step outside and discover all that Hanover Lakes has to offer. Enjoy direct access to a private boat dock in your backyard, with canals connecting you to a 3,400-acre lake and chain of lakes—perfect for boating and fishing enthusiasts. The community also features a resort-style zero-entry swimming pool, a splash pad, and an expansive sundeck with scenic waterfront views. Ideally located in Osceola County, Hanover Lakes places you near world-renowned attractions such as Walt Disney World®, Universal Studios Florida, and SeaWorld® Orlando. Plus, you’re just a short drive from the East Coast’s beautiful beaches and have easy access to expressways leading to downtown Orlando’s cultural and sports venues. Don’t miss your chance to embrace the tranquility, recreation, and convenience of lakeside living at Hanover Lakes—schedule your private tour today!
Source: STELLAR #O6309531
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6309531
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No commitment required to start