294 Mcdonalds Farm Rd
Linden, VA 22642
4 beds · 3 baths · 2,080 sqft
$400,000
Get prequalified294 Mcdonalds Farm Rd
Linden, VA 22642
4 beds · 3 baths · 2,080 sqft
$400,000
Get prequalifiedYear-Round Mountain Views & Exceptional Outdoor Living! Welcome to this beautifully maintained home nestled on a large, spacious lot in the heart of Linden—just 10 minutes from I-66 and close to local wineries and Shenandoah Valley adventures. Inside, the open floor plan showcases soaring vaulted ceilings, rich laminate flooring, and a cozy gas fireplace, creating a warm and inviting ambiance. The kitchen is equipped with stainless steel appliances, classic oak cabinetry, ceramic tile floors, and direct access to the expansive rear porch—perfect for indoor-outdoor flow. Upstairs, the sun-filled primary features, ceiling fan, and a stunning en-suite bath with modern upgrades. Another upper-level suite offers its own private porch access, while two additional bedrooms also enjoy ceiling fans and ample space. Downstairs suite features dual closets (including a walk-in) the spacious family room boasts new flooring, a propane heater, and a separate guest suite with private jetted bath—ideal for multigenerational living or guests. Updates include: fresh paint throughout (2025), new kitchen appliances (2023), new dishwasher (2025), new patio (2021) and new bedroom flooring (2023)! Conveniently located 10 minutes from I-66, this home offers easy access to nearby wineries, Shenandoah Valley attractions, scenic hiking trails, and multiple outdoor amenities - including three lakes, river access, a boat ramp, playgrounds, a baseball field, and a community center, all with stunning views of the river winding through the valley. Whether you're enjoying morning coffee on the covered front porch or hosting gatherings on the oversized 25x54 concrete patio and expansive covered back porch, this home offers year-round serenity and versatility in a gorgeous mountain setting. A must-see gem!
Source: BRIGHT #VAWR2011326
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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