Sign in to see required down payment for the 2.75% rate
294 Brandy Creek Cir SE, Palm Bay, FL 32909
3 beds · 2 baths · 2,176 sqft
*Update* BRAND NEW ROOF to be installed prior to closing! Buyer can even pick the color if you hurry. This beautifully updated 3 bedroom + flex space, 2 bathroom home also includes a huge 3 car garage. Located in the gated community of Forest Glen at Bayside Lakes offers the perfect blend of modern living, family-friendly spaces, and work-from-home versatility. Nestled onto one of the largest lots in the neighborhood, this modern oasis offers plenty of outdoor space for entertaining. ATTENTION VETERANS: this gem has a highly desirable assumable VA Loan (entitlement substitution required); at 2.25% fixed rate will save hundreds of thousands of dollars compared to todays rates! Step inside to find sleek modern finishes w/ updated interior lighting, plumbing fixtures, hardware & fans adding a fresh contemporary feel. The open & bright layout includes high ceilings, separate living room, dining room, family room & spacious kitchen complete with stainless appliances creates an ideal environment for hosting gatherings. Remote workers and young families alike will appreciate the thoughtfully designed master suite, featuring a versatile flex room that's perfect as a home office, nursery, or private reading space - with tranquil views of the wooded preserve right behind the home for added privacy. Additional highlights include: ample attic space, Fresh interior paint for a move-in-ready experience, New sprinkler system for low-maintenance lawn care & updated A/C system for year-round comfort. Enjoy top-tier community amenities including a resort-style pool, clubhouse, tennis courts, playground, walking and biking trails, and a fenced Boat and RV parking yard. With the convenience of Publix and Starbucks being 5 minutes from your front door, 15 minutes from Interstate 95, and less than 30 minutes from the beach, you'll get so much more than just a home, you'll get a lifestyle. Whether you're starting a family or building a life on your terms, this home offers the space, flexibility, and upgrades you've been looking for. Come see why this is the perfect place to live, work, and thrive! Call now to schedule your tour before its to late to call this jewel home!
Source: BREVARDMLS #1047121
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BREVARDMLS #1047121
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.