29350 Goodhue St
Punta Gorda, FL 33982
3 beds · 2 baths · 1,587 sqft
$580,000
Get prequalifiedAbout this home
Welcome to this beautifully remodeled 3-bedroom, 2-bathroom gem, perfectly tailored for those seeking style and comfort. With just under 2400 square feet of space, this home offers a seamless blend of luxury and functionality. Step inside to admire the high ceilings and a beautifully designed interior that blends comfort with style. Need a versatile space? The cozy den adds the perfect touch, ideal for a home office, playroom, reading nook, or could be converted into a 4th bedroom. The 2022 pool invites relaxation and outdoor enjoyment in your private oasis. For those with hobbies or storage needs, the expansive 40x48 barn with 4 bays provides ample space for all your endeavors. Pet lovers will appreciate the fully fenced property, complete with a dog run, ensuring safety and freedom for furry family members. Additionally, the double lot offers extra space for gardening or recreation. To enhance your experience, be sure to become a member of the Peace River Club, which offers private boat docks, a boat ramp, picnic area, and a clubhouse. Here you will be provided with access to Charlotte Harbor and the Gulf of Mexico—renowned for its world-class fishing. Don’t miss out on owning this remarkable property—schedule your tour today!
Source: STELLAR #C7503656
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Punta Gorda, FL 33982
3 beds · 2 baths · 1,587 sqft