2930 N 154th Dr, Goodyear, AZ 85395
3 beds · 3 baths · 2,614 sqft
This stunning home in the highly sought-after Pebble Creek guard gated golf community offers the perfect balance of modern upgrades and resort-style living. Freshly painted in neutral tones, the interior feels bright and inviting, creating a timeless backdrop for your personal style. The kitchen is a chef's delight, featuring granite countertops, a gas stove, and ample cabinet space for all your culinary essentials. The open-concept design flows effortlessly into the living and dining areas, making it ideal for both relaxed evenings and entertaining guests. Step outside to your private backyard retreat, complete with a sparkling pool and a relaxing hot tub that's perfect for unwinding after a round of golf or a day of exploring the community's amenities. Leased solar panels help reduce energy costs, adding efficiency to the home's comfort. Residents of Pebblecreek community also enjoy endless opportunities for recreation and connection, with pools, fitness facilities, tennis and pickleball courts, along with social clubs just moments away. This home is your chance to embrace the lifestyle you've been dreaming of! Rate Relief Rebate Program: Benefit from a 2% seller credit to reduce your mortgage payments by Approximately $637/month in year 1 and $327/month in year 2. This exclusive offer makes homeownership more affordable now, while you await potential rate decreases. Buyers currently living in Maricopa or Pinal County ask about an ADDITIONAL $7,000 home buyer credit available via the Community Promise Program. Seller is willing to consider closing cost credits with an acceptable offer! Rate Relief Rebate Program: Benefit from a 2% seller credit to reduce your mortgage payments by Approximately $636/month in year 1 and $326/month in year 2. This exclusive offer makes homeownership more affordable now, while you await potential rate decreases.
Source: ARMLS #6802567
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6802567
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless closing.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6802567
