Escape the fishbowl! Rare 4-bed, 2-bath gem in Killeen with zero rear neighbors and exceptional privacy. Tucked away on a quiet street near Fort Cavazos. Your backyard oasis awaits. TIRED OF NOSY NEIGHBORS? Welcome to 2911 Wesley Dr—where your backyard is actually yours. This isn't just another cookie-cutter listing; it is a rare find in the Killeen market offering the one thing you can’t renovate: PRIVACY. THE HIGHLIGHTS: - NO REAR NEIGHBORS: No more peeping Toms looking down on your BBQ or back yard pool (not included). - SPACE FOR EVERYONE: 4 spacious bedrooms and 2 remodeled full baths spread over 1,602 sq. ft. layout. - QUALITY KITCHEN VIBES: Featuring SOLID countertops and an open flow to the dining area and outside—perfect for entertaining and for the day to day. - THE LOT: A generous 0.20-acre lot(the sweet spot between space and time-consuming maintenance with a privacy fence, ready for your BBQ pit, garden, or playground. - PRIME LOCATION: Tucked at the end of a low-traffic street (almost like a cul-de-sac!) but just minutes from Fort Cavazos (Fort Hood), shopping, and schools. The layout is designed for real life, with a seamless flow from the kitchen to the living areas. But the real showstopper is out back. Whether you’re grilling on the weekend or drinking your morning coffee, you’ll do it in privacy and nature, not into someone else’s living room window or bedroom window. This home was built in 2000 and has the "good bones" savvy buyers look for, including full brick construction a 2-car garage and a shed for all your gear. It is the perfect canvas for your personal touches.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
