MOVE-IN READY POOL HOME! In the Heart of one of Casselberry’s most sought-after neighborhoods Deer Run! 3 nice size bedrooms and a 4th Bonus Bedroom/Office - Enter your home with the beautiful accent tile foyer leading into the living room, and you will immediately feel the home open up with vaulted ceilings. All the big-ticket items have been taken care of for you: water heater 2018, roof/skylights 2020, and solar pool heater 2020. Master bathroom and guest bathroom beautifully updated from the studs, flooring, double vanities, exhaust fans with smart technology bluetooth Wi-Fi ambient bathroom lighting, with music 2021, HVAC 2021, Chimney professional cleaned and cap replaced 2024, and whole house re-plumbed 2026. This beautifully maintained 3-bedroom, 2-bath, office or 4th bedroom (with closet) pool home offers the perfect blend of comfort, style, and convenience. Not to mention an oversized garage with a work bench ready for your vehicles and toys. During the winter days and holidays enjoy an oversized fireplace floor to ceiling creating memories that will last a lifetime.Step inside to a bright, open floor plan featuring a spacious living room, beautiful open kitchen with newer stainless-steel appliances, and plenty of cabinet space. The Samsung Family Hub refrigerator is a high-tech kitchen centerpiece with a large touchscreen that manages smart home devices, streams music for your family gathering, cooking or watching tv. The Samsung smart gas stove has a built-in air fryer, with no preheat air frying, convection, 5 gas burners, including high-power options for fast boiling, and Wi-Fi technology for voice control for the family chef! The master suite includes a private bathroom featuring a spa-like rainfall shower, which brings a relaxing spa retreat and lighted Bluetooth speakers, and a generous walk-in closet, while the additional bedrooms are generously sized. Outside, enjoy a fully fenced backyard ideal for entertaining, gardening, or relaxing under the Florida sun. Backyard backs up to the neighborhood tree lined trail. Once you move in you will enjoy Deer Run’s charm, with tree-lined streets and a strong sense of community and wonderful neighbors. Take nice walks down tree lined paths to the neighborhood park that includes a pool and spa, tennis courts, basketball court, and a large park and playground area. It is conveniently located near shopping, dining, parks, and top-rated schools, with easy access to major highways for a quick commute to Orlando, Daytona, and surrounding areas. Make an appointment to see this home today and schedule your showing before it’s gone!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
