Welcome to Bentwater, one of North Paulding’s most sought-after master-planned communities in Acworth, Georgia (30101). This beautifully maintained five-bedroom, four-bath home blends timeless curb appeal with modern comfort, offering generous living spaces, thoughtful updates, and access to premier amenities in a vibrant, resort-style neighborhood. Step inside to find new interior paint, plush new carpet, and an abundance of natural light throughout. The home opens to a welcoming two-story foyer flanked by a formal dining room and sitting area. The open-concept family room features a classic white brick fireplace and flows seamlessly into the spacious kitchen—complete with granite countertops, stainless steel appliances, breakfast bar seating, and a bright breakfast nook overlooking the backyard. Upstairs, you’ll find spacious secondary bedrooms, each with ample closet space, ceiling fans, and updated lighting. The primary suite is a serene retreat featuring a tray ceiling, soft neutral tones, and an en suite bath with dual vanities, a soaking tub, and a separate shower. The fully finished daylight basement adds versatile living space—ideal for a media room, guest suite, home gym, or office—along with a full bath and bedroom. Additional highlights include a new hot water heater and a whole-home water filtration system. Enjoy quiet mornings or evening gatherings on the rear deck, surrounded by mature trees offering privacy and a peaceful backdrop. The fenced backyard and lower patio add even more room for outdoor enjoyment. Located within the award-winning North Paulding School District, this home combines convenience, comfort, and community. You’re just minutes from LakePoint Sports Complex, Red Top Mountain State Park, Lake Allatoona, and historic downtown Acworth, offering a variety of dining, shopping, and outdoor recreation options. Residents of Bentwater enjoy access to five amenity centers, including five pools (one with water slides and several with water pads and fountains), playgrounds, a clubhouse, tennis courts, pickleball courts, volleyball and basketball courts, a nature trail, and an activities field. For golf enthusiasts, the Bentwater Golf Club offers an 18-hole championship course (separate membership available), social events, and a welcoming community atmosphere. Whether you’re seeking a move-in-ready home with modern upgrades, excellent schools, and exceptional amenities—or a lifestyle that balances recreation and relaxation—280 Graves Road delivers it all.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
