Why wait to build when you can move right into a turnkey home and start enjoying the Florida lifestyle immediately? From day one, savor effortless living with a private screened pool, outdoor kitchen designed for entertaining, and a carefree, resort-style atmosphere that turns every day into a vacation. Live the resort lifestyle that you are dreaming of every day in this stunning Del Webb Sunbridge home featuring the RENOWN floor plan - the most sought after floor plan. This beautiful home is perfectly set on an oversized lot with unobstructed conservation views. Step outside to your private pool, outdoor kitchen and expansive lanai and enjoy privacy with nature as your backdrop — the ultimate Florida retreat. Inside, this home impresses instantly with tray ceilings, quartz countertops, crown molding, and custom window treatments throughout. A spacious home office provides the perfect place to work or unwind. Every bedroom features its own private ensuite and walk-in closet, giving guests the comfort of a luxury stay. The primary suite elevates the experience with light-blocking blinds and a beautifully updated dual shower. The primary bedroom has two closets for added convenience and organization. The primary bathroom has grout free marble look Carrara wall panels providing durable seamless luxury aesthetic that resists mold and mildew. The kitchen includes a convenient coffee or beverage bar, adding both function and charm to the space. Love to entertain? The outdoor kitchen area is ready for gatherings, and the home is fully equipped with natural gas for the cooktop, tankless water heater, and even the laundry room dryer. The oversized 3-car garage offers extra depth and a sleek epoxy floor. Pull down stairs provide easy access to the garage attic, which includes a reinforced platform for additional storage. The brick paver driveway adds to the home’s curb appeal and low-maintenance charm. The private salt water pool features an electric heater and new pool pump (replaced in November 2025) and includes a 3-year transferable warranty. Enjoy carefree living as the community handles the landscape maintenance. Flex space in the laundry room adds versatility for storage, hobbies, or organization, and there is lots of storage in the home throughout. The home includes a Kind whole house water filter and salt-free softener system with UV water purification. Gutters are installed on the house. Located in Del Webb Sunbridge, a premier 55+ community, residents enjoy an unmatched lineup of amenities including a 27,000 sq ft clubhouse, Tavern & Grille, 24 hour guard-attended entry, two pools, tennis and pickleball courts, dog park, fitness center, walking trails, and a full-time lifestyle director offering a robust calendar of social events and activities. This home blends luxury, comfort, and an exceptional community lifestyle—ready for you to enjoy.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
