2720 N Screech Owl Ave, Saint Augustine, FL 32084
4 beds · 2 baths · 1,799 sqft
This charming home on a quiet street, complete with FENCED, tree-lined backyard is waiting for you to call home! LOW HOA & NO CDD. Convenient location just 5 mil. to the Historic District & 7 mil. to the Beach with restaurants & shopping close by. You will be welcomed by VAULTED ceilings in the living & kitchen area. The kitchen being the heart of this home featuring GRANITE countertops, 42''cabinets, stainless steel appliances, & glass tile back splash. The majority of the house features wood-look tile with the exception of a few of the bedrooms. Split floor plan. Both bathrooms have fully tiled showers to the ceiling, granite counters, & white cabinets. Enjoy the gorgeous Florida sun on either your covered front porch or back porch. Outdoor shower, WELL for the spigot to water the lawn, SHED, & solar panels are all an added bonus. Nice sized yard with plenty of room for a pool. Built 2020. No pets in the home. SHORT TERM RENTAL ELIGIBLE.
Source: REALMLS #2083671
Source: REALMLS #2083671
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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