Welcome to 2719 Candlewood Ct, a beautifully updated and move-in-ready townhome located in the highly desirable Wekiva Reserve community. This home offers modern upgrades, low-maintenance living, and an excellent location within the top-rated Lake Brantley High School district. The first floor features a bright and open living area enhanced by brand-new energy-efficient windows installed in 2024. Freshly textured ceilings create a clean, updated look throughout the main living and dining spaces. The layout flows naturally and is ideal for both everyday living and entertaining. The upgraded kitchen includes granite countertops, stainless-steel appliances, rich cabinetry, and ample storage. All major appliances convey, including the refrigerator, range, microwave, dishwasher, washer, and dryer, making this home truly turnkey. Sliding glass doors lead to a private screened-in patio, perfect for morning coffee or relaxing at the end of the day. An exterior storage closet adds even more convenience. Major system improvements provide long-term peace of mind, including a high-efficiency AC installed in 2023, a brand-new water heater installed in 2024, and new energy-saving windows on the first floor. These upgrades help keep the home comfortable and efficient year-round. Upstairs, you will find two spacious bedrooms, each with its own private full bathroom. This layout works perfectly for guests, roommates, or a home office setup. The primary suite features vaulted ceilings and a private ensuite bath with a tub and shower combination. The Wekiva Reserve community offers outstanding amenities, including a large swimming pool, tennis courts, sidewalks, and a shaded pavilion for gatherings. The HOA maintains the exterior of the buildings and common areas, allowing you to enjoy a hassle-free, low-maintenance lifestyle. Conveniently located near SR-434 and SR-436, this home provides quick access to Maitland, Altamonte Springs, Winter Park, and major Orlando employment centers. Shopping, dining, parks, and recreation are all just minutes away. If you are seeking an affordable, updated, and move-in-ready home in one of Central Florida’s most convenient locations, 2719 Candlewood Ct is an excellent choice. Schedule your private showing today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
