2695 Wyndham Park Drive offers the rare opportunity to own a renovated home with outdoor amenities in one of Gwinnett County’s most sought-after school districts. This move-in-ready home offers the perfect combination of modern upgrades, functional living spaces, and exceptional indoor-outdoor lifestyle. The interior has been thoughtfully renovated - new flooring throughout, fresh neutral paint, crown molding, tray ceilings, and abundant natural light that create a warm and inviting feel. The spacious living room features a charming fireplace and flows effortlessly into the dining and kitchen areas, ideal for both everyday living and entertaining. The fully renovated kitchen is a standout, featuring custom cabinetry, upgraded countertops, stainless steel appliances, modern lighting, and a large island with bar seating. A custom barn-door pantry and built-in coffee station add character, storage, and convenience rarely found at this price point. The primary suite offers a private retreat with direct access to an expansive end-to-end deck — perfect for morning coffee or evening relaxation. The deck spans the length of the back of the home and overlooks the backyard, where you’ll find an above-ground pool and hot tub, creating a private outdoor oasis ideal for entertaining, unwinding, or family fun year-round. Especially, warm Georgia summers. The fully finished basement offers a true apartment-style living experience, complete with its own private exterior entrance for added privacy and flexibility. This space includes a spacious bedroom, a full bathroom, and a kitchenette, making it ideal for extended family, guests, multigenerational living, or potential rental use. Enjoy quick access to Gwinnett County’s premier attractions, including local parks, recreation centers, and walking trails, as well as a wide variety of restaurants, cafés, and shopping destinations. Georgia Mall and nearby retail corridors provide everyday convenience, while easy access to major highways makes commuting simple. 2695 Wyndham Park Drive is more than a home — it’s a lifestyle upgrade. With extensive renovations, exceptional outdoor living, top-tier schools, and an unbeatable location, this property offers the perfect balance of comfort, function, and community. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
