Welcome to this stunning residence with a private pool, located in the distinguished community of 2651 Tahoe Ter, Saint Cloud, FL 34771, where comfort, security, and lifestyle come together seamlessly. From the moment you arrive, you will appreciate the exclusivity of living in a gated community, surrounded by a modern, family-friendly environment with resort-style amenities. This home showcases an elegant and contemporary design, featuring open spaces, high ceilings, and abundant natural light that create a warm and inviting atmosphere. The spacious living room flows beautifully into the open-concept kitchen, complete with luxury finishes, modern countertops, and stainless steel appliances—perfect for cooking enthusiasts and those who love to entertain. The bedrooms are thoughtfully designed to provide comfort, privacy, and relaxation, while the bathrooms boast tasteful finishes and functionality. The highlight of this property is the gorgeous private backyard with a sparkling pool, offering the perfect oasis for sunny Florida days. Whether you want to enjoy a refreshing swim, host family gatherings, or simply relax after a long day, this outdoor space is truly designed for making memories. Living in this community means you also gain access to an array of exclusive amenities, including private lake access with boat parking, a resort-style pool, a fully equipped fitness center, dog parks, playgrounds, and a clubhouse ideal for activities and celebrations. It’s a lifestyle that combines recreation, leisure, and convenience. The prime location makes this property even more attractive. Nestled in a rapidly growing area, it is just minutes from Lake Nona, close to supermarkets, restaurants, and top-rated schools—some even conveniently close to. With quick access to major highways, you can easily connect to Orlando, the airport, and nearby attractions. This home truly offers it all: modern design, a private pool, exceptional community amenities, and a highly desirable location. Don’t miss the opportunity to make this dream home yours and enjoy the very best of Saint Cloud living!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
