Welcome to this spacious & stylish beautiful 2 story traditional home with 4 bedrooms, 2.5 baths perfectly situated on a cul-de-sac on one of the larger lots in the neighborhood conveniently located by the pool. Spacious. Stylish. Smart. This home checks all the boxes and offers more than just great square footage—it gives you smart layout, quality finishes, and room to grow. Step inside and you are greeted by hardwood floors that flow throughout the main level, stairs, and upstairs hall. The heart of the home is the open-concept kitchen and living space. The chef’s kitchen includes granite counters, tile backsplash, a gas range, walk-in pantry, and a built-in coffee bar. There’s plenty of cabinet space with room to cook together. The eat-in area connects directly to the living room, where a gas fireplace adds warmth and character. This layout gives you line-of-sight throughout the main floor—ideal for everyday life or entertaining a crowd. Host holidays in the formal dining room is perfect for large family gatherings and entertaining. A flex room on the main level provides space for an office, guest bedroom, home schooling, sitting room or playroom. Upstairs, you’ll find an oversized owner’s suite with a beautiful double tray ceiling, a large walk-in closet, and a spa-style bath. Enjoy the luxury of a soaking tub, large separate shower, and double vanities—your own peaceful space at the end of the day. Three additional bedrooms share a full bath, each with generous closet space and room to make it your own. The full daylight basement is already stubbed for a bathroom and framed, giving you the head start to build out an additional bedroom, movie room, game space, or in-law suite—whatever you need, it’s ready for it. The unfinished basement is already stubbed and framed—ready for your movie room, guest suite, game space, or gym. Outside, the extended deck has stairs down to a backyard with only one side neighbor. Enjoy the convenience of walking to the neighborhood pool. Located minutes from downtown Canton, shopping, restaurants, and easy access to I-575, this location gives you the feel of a tucked-away community with the convenience you want. If you’ve been looking for space, style, and a solid value in Canton—this is it. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
