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26222 Ocala Cir, Chantilly, VA 20152
5 beds · 4 baths · 3,249 sqft
This custom-built masterpiece redefines luxury living with two master suites, 5 bedrooms, and 3.5 bathrooms across 3,249 sqft with a finished basement. Designed for comfort and elegance, the home features gleaming hardwood floors, high ceilings, and expansive bay windows that create an airy, inviting atmosphere. The gourmet kitchen—equipped with stainless steel appliances, granite counters, and a designer tile backsplash—flows effortlessly into the breakfast area and family room, where a gas fireplace and heated floors add warmth and charm. The primary suite is a true sanctuary, boasting cathedral ceilings for a grand yet cozy feel. Step outside to your private retreat: a two-tier deck with a 6-person Hotspring Spa overlooks the fenced backyard, adjacent to lush parkland—perfect for outdoor entertaining. With easy access to highways, schools, and amenities, this home offers the best of both worlds: serenity and convenience. Schedule your tour today! ***Updates: new dishwasher (2025), new clothes washer (2024), new primary bathroom & 75-gallon water heater (2022), Thompson Creek insulated siding, upstairs hall bathroom (2020), kitchen floor and heated family room floor, recessed lights in family room, living and bedrooms, ceiling fans in family room and bedrooms (2019), and Gutterman roof (2018).*** **South Riding offers: 4 outdoor swimming pools (all with wading pools, 1 with a 12-person spa) and 1 with a kiddy water park with a 16-foot slide - 2 community buildings: 1 with 3,500 square feet housing association offices; 1 with 7,100 square feet to include various activity/meeting rooms, kitchen (available for rental) - 12 tot lots/playgrounds of various size and scopes - 4 lighted tennis courts - 1 pickleball court (lighting to be installed) - 1 dog park - 1 full sized basketball court - 1 Town Green with stage and adjacent park with fireplace - 2nd stage for concerts adjacent to South Riding Center - 6 miles of asphalt bike/pedestrian trails - Concrete sidewalks on both sides of most roads throughout the community. 260+ acres of common area, including parks, private roads, manicured landscape, natural areas, flood plains, 17 ponds and storm water management facilities 2 fishing piers and 1 picnic pavilion. Within the HOA limits, there are 4 elementary schools, 2 middle schools, and 1 high school, as well as a privately owned daycare and 2 shopping centers. Also within the community are a skateboard park, senior center, recreation and community center, bike track, and volleyball and tennis courts belonging to Loudoun County Parks and Recreation. **County facilities within South Riding include: Conklin Park, which has a bike trail, volleyball court, basketball court, two tennis courts, pickleball court, and soccer fields. The Dulles South Recreation and Community Center/Senior Center is a community center operated by the Loudoun County Parks and Recreation Department. The center features two swimming pools, a gym with an elevated track, a fitness area, an exercise studio, and child, adult, and senior care services.**
Source: BRIGHT #VALO2096462
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2096462
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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