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2617 1/2 Floyd Ave, Richmond, VA 23220
3 beds · 3 baths · 2,125 sqft
Welcome to 2617 ½ Floyd Ave – a 3 Bedroom, 3 Bath modern showstopper nestled in the heart of Richmond’s Fan District. A perfect fusion of bold design and architectural elegance, this bright, airy home delivers upscale finishes and a streamlined urban lifestyle. Inside, the open-concept layout is flooded with natural light thanks to oversized windows, skylights, and glass doors. Stylish touches abound—from wide plank hardwood floors and designer lighting to custom millwork and sleek modern accents. The living room is centered around a contemporary gas fireplace and features a fold-out window that connects seamlessly to the open front porch. The chef’s kitchen is both beautiful and functional, boasting a large quartz island, striking custom black cabinetry, a built-in beverage station, stainless steel appliances, and hexagonal backsplash. A flexible first-floor bedroom with a full bath makes an ideal guest room or home office. Upstairs, the architectural stairwell with iron balustrades and skylights serves as a stunning focal point. The spacious primary suite offers a private balcony retreat, generous closet, and a spa-inspired bath with a tiled shower and floating dual sink vanity. A third bedroom with an ensuite bath and custom walk-in closet is currently styled as a dressing room. Additional features include a dedicated laundry room with cabinetry, a private fenced backyard with built-in bench and grilling area, and two dedicated off-street parking spaces. Don’t miss an extraordinary opportunity to own this rare home in heart of the city, just steps from Carytown, the VMFA, and some of Richmond's best shops and restaurants!
Source: CENTRALVIRGINIA #2515353
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2515353
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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