Welcome to 2614 Grapevine Crest in Ocoee, you are immediately welcomed by the impressive curb appeal located within the highly desirable ORCHARD PARK COMMUNITY. A CURVED DRIVEWAY leads to the home and provides parking for approximately 6–8 VEHICLES, while the FRESHLY PAINTED EXTERIOR, NEWER ROOF, and AC SYSTEM STILL UNDER WARRANTY reflect the pride of ownership and thoughtful maintenance throughout the property. Step through the DOUBLE FRONT DOORS into a GRAND FOYER that opens to expansive living areas designed for both everyday comfort and entertaining. To the left, a versatile room with FRENCH DOORS offers flexibility as a PRIVATE OFFICE, LIBRARY, FORMAL LIVING ROOM, OR OPTIONAL BEDROOM, creating a space that easily adapts to your needs. To the right, the FORMAL DINING ROOM provides an elegant setting for hosting dinners and special gatherings. Continue into the center of the home where the SPACIOUS FAMILY ROOM creates a welcoming environment filled with natural light. The layout flows seamlessly into the kitchen, forming a large open-concept living area perfect for entertaining and daily living. The FULLY REMODELED KITCHEN is a standout feature, showcasing a NEW CENTER ISLAND, UPDATED COUNTERTOPS, and MODERN FIXTURES that enhance both style and function. The kitchen also includes a BREAKFAST BAR and a CASUAL DINING NOOK, offering multiple gathering spaces for family and guests. Just off the kitchen you will find a FULL BATHROOM WITH DIRECT LANAI ACCESS, providing added convenience for outdoor entertaining or future pool plans. The first floor also features a SPACIOUS PRIMARY SUITE, creating a comfortable retreat with a LARGE EN-SUITE BATHROOM designed for relaxation. Two SEPARATE STAIRCASES lead to the second floor, one located near the foyer and another near the laundry area, offering convenient access throughout the home. Upstairs, a versatile LOFT OR GAME ROOM provides additional living space along with a DEDICATED STUDY AREA positioned between bedrooms. The second floor features FOUR ADDITIONAL BEDROOMS, providing flexibility for family, guests, or home office needs. BEDROOMS THREE AND FOUR SHARE A JACK-AND-JILL BATHROOM, while BEDROOM FIVE FEATURES ITS OWN PRIVATE FULL BATHROOM, ideal for guests or multi-generational living. The outdoor space offers room to relax and enjoy Florida living, whether hosting gatherings, enjoying quiet mornings, or planning future outdoor enhancements. Located in a PRIME OCOEE LOCATION, the home provides convenient access to SR-50, SR-408, SR-429, SR-414, SR-451, I-4, AND THE FLORIDA TURNPIKE, making commuting throughout Central Florida simple. You are also just 10 MINUTES FROM WINTER GARDEN VILLAGE and approximately 25 MINUTES FROM WALT DISNEY WORLD, placing shopping, dining, entertainment, and major attractions within easy reach. With 5 BEDROOMS, 4 BATHROOMS, MULTIPLE LIVING SPACES, AND A 2-CAR GARAGE, this property offers the perfect combination of space, updates, and location within the ORCHARD PARK COMMUNITY. Homes with this layout, upgrades, and location rarely stay available long. Schedule your private showing today and experience everything this Ocoee home has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
