***OPEN HOUSE: Saturday 12/20/25 from 12pm-2pm!*** Here's the turn-key home you have been waiting for at an AMAZING price! Welcome Home to 26 Green Lane in Aston! This charming single home with a huge yard has been well-maintained and is ready for it's new owner to make their own memories. Enter the home to find an open-concept living and dining room boasting tons of natural light and a gas fireplace for extra cozy vibes. The space flows seamlessly into the kitchen, complete laminate flooring and neutral tones. Off the kitchen, you will find a second entrance leading to your shared driveway and massive fenced in yard! Summer 2026 is calling your name with all the barbecues you can host here. Get ready to create your own backyard oasis! Head back inside to find two generously sized bedrooms on the first floor and a full bath. Upstairs, you will find the third bedroom, which spans the length of the house and offers lots of closet space. This space is big enough to not only be a bedroom but also double as a home office, playroom, added living space... the choice is yours! Head down the partially finished basement to find additional living space as well as storage and laundry. Additionally, feel comfort in ownership in knowing that the heater was just replaced in 2023 and the hot water heater in 2024! 26 Green Lane is minutes from I-95 making your commute an absolute breeze. Located in Penn-Delco School District... this home has it all! If you are looking for a beautiful, move-in ready, three bedroom single with an awesome yard, this is the one! Don't wait... schedule your private tour today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
